1. GUARANTEED ISSUE 1 ST DAY ACCIDENT WEEKLY INDEMNITY COVERAGE
( Subject to the exclusions and limitations of the contract )

•  Weekly indemnity payable 1 st day in case of accident, 7 days a week, 24 hours a day coverage
•  60, 90 and 120 days coverage period available
•  Paramedical expenses reimbursement un to $25,000
•  Fracture and dislocation indemnity up to $2,000

2. GUARANTEED ISSUE CRITICAL ILLNESS COVERAGE
( Subject to the exclusions and limitations of the contract )

•  Critical Illness Insurance was designed to help you cope financially if a serious illness or other condition stopped you or your spouse from working or running your household during treatment or recovery.
•  Insured amount: $25,000 - 18 illnesses covered
•  Maximum age for eligibility: 55 years old
•  Same premium to age 65, regardless of age, gender or tobacco use
•  Covered illnesses : heart attack, coronary artery bypass surgery, stroke , life threatening cancer, Parkinson's disease, Alzheimer's disease, multiple sclerosis, kidney failure, paralysis, blindness, deafness, loss of speech, benign brain tumour, coma, major burns, major organ transplant, major organ failure requiring transplant, motor neuron disease.
•  Twenty four (24) months pre-existing condition restriction applicable. This restriction, and other restrictions, are described on the insurance certificate. Upon demand, a copy will be provided for analysis before subscription.

3. ACCIDENTAL DEATH AND DISMEMBERMENT
( Subject to the exclusions and limitations of the contract )

•  24 hours a day coverage, everywhere in the world
•  Insured amount from $25,000 to $250,000
•  In case of loss of use or dismemberment, 25% to 100% of the accidental death chosen amount is payable depending of the gravity of the accident.
•  200% of the accidental death amount is payable in case of accidental quadriplegia, paraplegia or hemiplegia.